Tax Year 2025-26 (July 2025 – June 2026) — Based on latest FBR slabs
Enter total annual income before any deductions
Enter your annual income to calculate tax
Estimate only. Actual tax depends on deductions, exemptions, and final return filing.
Add up all your income sources for the year: salary, business profit, rent, bank profit etc.
Choose whether you are salaried, self-employed, AOP partner, or a freelancer.
Instantly see your annual tax, monthly tax, effective tax rate, and take-home income.
Use the result to plan tax-saving investments before June 30, 2026.
Taxable income includes: salary and wages, business profits, freelance/foreign income, rental income, bank interest and dividends, and capital gains. Pakistan's tax year runs from July 1 to June 30.
Finance Act 2025 — Applicable July 1, 2025 to June 30, 2026
| # | Annual Income (PKR) | Rate | Tax Formula |
|---|---|---|---|
| 1 | Up to 600,000 | 0% | Nil — No tax payable |
| 2 | 600,001 – 1,200,000 | 5% | 5% of (income − 600,000) |
| 3 | 1,200,001 – 2,400,000 | 15% | 30,000 + 15% of (income − 1,200,000) |
| 4 | 2,400,001 – 3,600,000 | 25% | 210,000 + 25% of (income − 2,400,000) |
| 5 | 3,600,001 – 6,000,000 | 30% | 510,000 + 30% of (income − 3,600,000) |
| 6 | Above 6,000,000 | 35% | 1,230,000 + 35% of (income − 6,000,000) |
The Finance Act 2025 has revised salary tax slabs for Tax Year 2025-26. The upper income brackets have been widened. The zero-tax threshold remains at PKR 600,000 annually.
Tax Year 2025-26 returns are due by September 30, 2026. Filing on time keeps you on the Active Taxpayer List (ATL), which gives you lower withholding tax rates on banking, property, and vehicle transactions.
Individuals with annual income above PKR 1 million MUST file a Wealth Statement along with their income tax return. Failure can result in heavy penalties.
Yes, it uses the official FBR slab rates from Finance Act 2025. However, it is an estimate — actual tax depends on your specific deductions, allowances, and final return filing.
For Tax Year 2025-26, annual income up to PKR 600,000 (PKR 50,000/month) is completely tax-free for salaried individuals.
Legal tax-saving options include: investments in Voluntary Pension Schemes (VPS), life insurance premiums (up to 30% of income), donations to approved NPOs, and ensuring all eligible allowance exemptions are claimed.